MH ADvantage® Mortgages for Manufactured Homes

Finding an affordable home is challenging when supply is low, prices are high, or available properties need renovations. Manufactured homes are an option that offers major cost savings over site-built homes. There are many attractive and modern models built to high standards with today’s most desirable amenities. The only difference is that they’re built in efficient, state-of-the-art factory facilities.

What is MH Advantage?

MH Advantage is a mortgage loan for manufactured homes with features typical of traditional single-family site-built homes. This program offers 30-year fixed-rate financing with benefits that exceed standard loans for factory-built homes. When you buy an eligible home, you’ll get:

Quality and Style

Homes that include attractive amenities like upgraded kitchens and bathrooms, attached garages, energy-efficient appliances, and architectural features that seamlessly match site-built counterparts and blend into traditional neighborhoods.

Affordability

MH Advantage offers down payments as low as 3%, interest rates lower than most traditional manufactured home loans, and cancellable mortgage insurance once you reach 20% equity in the home.

Homeownership Advantages

With MH Advantage financing, you benefit from the financial perks of homeownership, like the potential for tax benefits and building equity. This could mean more money in your pocket during tax time or if you decide to sell!

Get a Low Down Payment For Your Manufactured Home

Finding a manufactured home that fits your budget is easier than ever with MH Advantage financing. Available through most lenders, MH Advantage works similarly to mortgages for site-built homes. In other words, you own both the land and the home. This makes building equity over time a possibility!

*Compared to other manufactured home loans
**Once you reach 20% equity

A down payment as low as 3%

Traditional 30-year financing

Lower interest rates*

Cancellable mortgage insurance**

 

MH Advantage Home Floor Plans

ManufacturedMH AdvantageFeatured

Prestige Series / 28563E The Hauser

Built by: Fleetwood Homes Nampa
3
2
1492 ft²
28'0" x 56'0"
28563E The Hauser / Beautifully crafted three bedrooms plus large family room home with numerous custom alternatives and o...
ManufacturedMH Advantage

Prestige Series / 28664E The Rapids

Built by: Fleetwood Homes Nampa
4
2
1760 ft²
28'0" x 66'0"
28664E The Rapids / Skillfully crafted and beautifully designed family home with quality features and amenities including ...
ManufacturedMH Advantage

Prestige Series / 30603F The Clover

Built by: Fleetwood Homes Nampa
3
2
1770 ft²
29'6" x 60'0"
30603F The Clover / Beautifully crafted farmhouse style family home features extra large living room open to bright modern...
ManufacturedMH Advantage

Prestige Series / 28563N

Built by: Fleetwood Homes Nampa
3
2
1492 ft²
28'0" x 56'0"
28563N/ Spacious quality constructed value oriented family home features extra large living room open to beautiful bright ...
ManufacturedMH Advantage

Prestige Series / 28563C

Built by: Fleetwood Homes Nampa
3
2
1492 ft²
28'0" x 56'0"
28563C / Well built flexible family home available with numerous custom features including choice of three well planned ki...
ManufacturedMH Advantage

Prestige Series / 30764N

Built by: Fleetwood Homes Nampa
4
2
2242 ft²
30'0" x 76'0"
30764N exemplifies the quality and value Fleetwood Homes is well-known for. This beautiful home from the Waverly Crest ser...
ManufacturedMH Advantage

Prestige Series / 28603N

Built by: Fleetwood Homes Nampa
3
2
1599 ft²
26'8" x 60'0"
28603N - Skillfully designed customizable family home features open concept spacious living room open to large modern kitc...
ManufacturedMH Advantage

Prestige Series / 28443E The Hayden

Built by: Fleetwood Homes Nampa
3
2
1173 ft²
28'0" x 44'0"
28443E The Hayden / Skillfully designed value oriented mid size dual section home with big home features, a big living roo...
ManufacturedMH Advantage

Prestige Series / 28683N

Built by: Fleetwood Homes Nampa
3
2
1813 ft²
28'0" x 68'0"
28683N / Beautifully crafted estate-size family home features spacious living room open to well equipped modern kitchen wi...
ManufacturedMH Advantage

Prestige Series / 28483N

Built by: Fleetwood Homes Nampa
3
2
1280 ft²
28'0" x 48'0"
28483N / Quality constructed smaller dual section family home with big home features and design absent space wasting hallw...
ManufacturedMH Advantage

Prestige Series / 28683E The Glacier

Built by: Fleetwood Homes Nampa
3
2
1813 ft²
28'0" x 68'0"
28683E The Glacier / High quality customizable sprawling family home with an easy traffic flow floor plan featuring open ...

PLEASE NOTE:
All sizes and dimensions are nominal or based on approximate builder measurements. Clayton Homes of Boise reserves the right to make changes due to any changes in material, color, specifications and features anytime without notice or obligation.